Serving the Rocky Mountain Area since 1978


Catastrophe Insurance

Did You Know. . . . . ?

Your standard homeowners policy typically will not include damage caused by an Earthquake, Flood, and/or Landslides. We encourage all homeowners to strongly consider and budget for this kind of coverage. You are able to pick and choose which catastrophic coverage is most important to you or insure for all three if you feel so inclined.

What is the deductible?

In most cases the lowest available deductible is 5% of the dwelling value at time of loss. You may select a Specified Deductible and change each of the Flood and the Landslide deductibles to $1,000 or to $5,000 applying separately but the premium is higher for this option. Other deductible options are 10%, 15% and 20%. The higher your deductible the lower the premium.

Should I spend the money?

CatastropheCatastrophic loss is very unpredictable. Earthquakes can strike anywhere on earth. Severe rainstorms seem to be more common now than in the past and in recent years flood losses have become common. Landslides are a serious concern in many areas. Your property represents a major investment. Don't gamble. Submit an application right away and start taking advantage of this valuable protection.

Contact one of our agents at 801-942-0412 to discuss this valuable coverage further.

Agent Profile

Insurance Concepts
Salt Lake City
1770 E Fort Union Blvd
Ste 100
Salt Lake City, UT  84121
Tel: 801-942-0412
Toll Free: 800-409-2415
Fax: 801-942-0412
Insurance Concepts
St. George
Toll Free: 800-409-2415

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