Cyber Business InterruptionSecurity for Everything You’ve Worked For
The income lost as a result of a network or other computer system disruption can have a catastrophic effect on a business's profitability.
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801-942-0412
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Email Address
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1770 E Ft Union Blvd Ste 100
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Cyber Business Interruption
Business interruption is the income a business can lose as a result of a network disruption to the insured’s systems.
- Many companies now outsource business critical IT processes like card payment processing or data storage.
- Today's cyber policies should also provide coverage for dependent business interruption. This indemnifies the insured for loss of income due to a vendor, such as a payment processor, suffering a service outage due to security breach.
- Expansions of coverage can be provided to cover more than just business interruption due to a security breach. Discuss these options with your RPS broker.
Digital Asset Restoration
This covers the costs incurred by the insured to restore affected data after a breach event or if security is compromised.
Cyber Reputation Business Income Loss
This covers earnings loss due to the loss of current or future customers (usually within 12 months) from a data breach or network interruption event
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I first heard about Insurance Concepts when my mother-in-law had flooding at her condo in Provo and I saw how excellent Andy was in working with her. I contacted Andy for some quotes and ended up switching our cars, UTV, and home insurance over to Insurance Concepts. Over the years, they have been amazing to work with. They are quick (!) to reply to any questions I've sent their way and to update policies to reflect purchases, sales, new drivers, etc. I like that they have a variety of providers to work with, so they can provide good coverage and premiums for any situation. Most of the time, insurance works in the background to give you peace of mind and cover your liabilities; however, it gets really important when you're in an accident, and that's when you can really see if the coverage you have is up to snuff. I'm pleased to say that when we found ourselves in that unfavorable circumstance, Andy and Maddie were there for us. Recently, one of our daughters graduated from college and got her own car and insurance policy. I recommended that she work with Insurance Concepts because they have been so good to us.
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I had my car stolen, beat up and returned to me by the police two days later. It was a terrible experience. Before I even thought to call Andy Boyer, my guy for the last 18+ years, he texted me that he had submitted my claim. He's always that way; responsive, professional, knowledgable, happy to talk and I guarantee he could be the gecko in an arm wrestle or a bike race. Thanks for checking up on me Andy and caring about me & my family.
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I have been using insurance concepts for 23 years to insure lots of different properties and types along the Wasatch front and Utah. Madison and Andy are amazing to work with. Response, forward looking, problem solving. Highly recomend them.
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I've been with Insurance Concepts for 17 years and I have 5 policies with them. They are always quick to respond to my questions or make adjustments to my policies if needed. They're friendly and good to work with, their rates have been good whenever I've compared them to other providers, and when I have claims they go smoothly and are handled well.