Cyber Liability and Incident ResponseThe Right Coverage Tailored to Your Needs
Modern businesses can no longer depend on traditional insurance coverage to protect against cyber threats, and must take a high-level, holistic approach.
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801-942-0412
Phone Number
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Email Address
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1770 E Ft Union Blvd Ste 100
Main Office
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Cyber Liability
Security and Privacy Liability
Covers your liability in the event you suffer a data breach and you find yourself sued by affected customers or employees. This includes:
- Theft or altering of data.
- Virus or malware.
- Denial of service and other loss of data from your systems.
Multimedia Liability
This covers your liability in the event you are sued as a result of information provided within your website and social media channels – for example on your website, Twitter feed or Facebook page. Typical examples would be:
- Breach of copyright.
- Libel or slander.
- Plagiarism or defamation.
Incident Response
Breach Response Costs
A data breach is the loss, theft or compromise of data. The cyber insurance we place is designed to cover costs such as:
- Notifying your affected customers.
- Offering credit monitoring.
- Setting up call centers for concerned customers.
- Bringing in forensic teams to identify the reason for the data breach.
- Potentially removing the hacker – or the virus/malware – from your systems.
Regulatory Defense Costs
These are the legal costs incurred to comply with any regulatory action taken against you following a data breach.
Cyber Extortion/Ransomware
These are the costs you may incur should a hacker steal data from your systems and then demand a ransom to avoid leaking the information, or, to provide a decryption key to restore access to your system.
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I first heard about Insurance Concepts when my mother-in-law had flooding at her condo in Provo and I saw how excellent Andy was in working with her. I contacted Andy for some quotes and ended up switching our cars, UTV, and home insurance over to Insurance Concepts. Over the years, they have been amazing to work with. They are quick (!) to reply to any questions I've sent their way and to update policies to reflect purchases, sales, new drivers, etc. I like that they have a variety of providers to work with, so they can provide good coverage and premiums for any situation. Most of the time, insurance works in the background to give you peace of mind and cover your liabilities; however, it gets really important when you're in an accident, and that's when you can really see if the coverage you have is up to snuff. I'm pleased to say that when we found ourselves in that unfavorable circumstance, Andy and Maddie were there for us. Recently, one of our daughters graduated from college and got her own car and insurance policy. I recommended that she work with Insurance Concepts because they have been so good to us.
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I had my car stolen, beat up and returned to me by the police two days later. It was a terrible experience. Before I even thought to call Andy Boyer, my guy for the last 18+ years, he texted me that he had submitted my claim. He's always that way; responsive, professional, knowledgable, happy to talk and I guarantee he could be the gecko in an arm wrestle or a bike race. Thanks for checking up on me Andy and caring about me & my family.
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I have been using insurance concepts for 23 years to insure lots of different properties and types along the Wasatch front and Utah. Madison and Andy are amazing to work with. Response, forward looking, problem solving. Highly recomend them.
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I've been with Insurance Concepts for 17 years and I have 5 policies with them. They are always quick to respond to my questions or make adjustments to my policies if needed. They're friendly and good to work with, their rates have been good whenever I've compared them to other providers, and when I have claims they go smoothly and are handled well.